(A) The Company determines which the lender has not presented adequate justification for the strategy and every element of the program as required pursuant to paragraph (d) of this area;
(E) Allocation of your greenback level of the Local community progress loan or Group development expenditure to geographic areas served through the loan or financial commitment:
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
네이버는 이제 단순한 검색 포털을 넘어, 우리 삶의 필수적인 부분이 되었습니다. 이 글을 통해 네이버 접근 방법을 자유자재로 활용하고, 네이버가 제공하는 다양한 서비스를 편리하게 이용하시기 바랍니다.
The Board may well approve a program following looking at the factors in paragraph (h)(three) of this portion and if it establishes that the financial institution has provided enough justification to the plan and each element of the program as required in paragraph (d) of this part.
In case the Board gets a community comment following the close date of the lender's CRA examination, It will likely be regarded in reference to the financial institution's subsequent CRA examination.
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
(ii) Any county within a nonmetropolitan region during which the bank did not originate or acquire any closed-end house house loan loans, tiny company loans, tiny farm loans, or vehicle loans if vehicle loans are an item line for your financial institution.
) The superb balance of the Neighborhood advancement loan originated, procured, refinanced, or renewed in preceding many years or Local community improvement financial investment manufactured or renewed in former years, as of December 31 for yearly which the loan or investment decision remains about the financial institution's balance sheet; or
) of the segment, The proportion of responsive deposit accounts when compared with complete deposit accounts for each and every year of the analysis interval.
(B) Why it is necessary and suitable to amend its get more info plan within the absence of a cloth improve in instances.
(one) All composed opinions obtained from the public for The present calendar year (up to date on a quarterly foundation to the prior quarter by March 31, June thirty, September 30, and December 31) and every in the prior two calendar years that specially relate on the lender's effectiveness in assisting to satisfy Group credit demands, and any reaction towards the reviews from the financial institution, if neither the opinions nor the responses have statements that mirror adversely on The nice identify or track record of any people besides the lender or publication of which would violate precise provisions of regulation;
(two) A home mortgage loan or a multifamily loan is situated from the census tract the place the home securing the loan is situated; and
A small lender, or a financial institution that was a little lender through the prior calendar yr, must involve in its general public file the financial institution's loan-to-deposit ratio for every quarter with the prior calendar calendar year and, at its alternative, additional data on its loan-to-deposit ratio.